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Secured Transactions Reform and Access to Credit

Secured Transactions Reform and Access to Credit by Frederique Dahan
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US$ 40.00
Secured transactions reform, also known as collateral or pledge law reform, is increasingly seen as an important building block for economic development. The commonly held view is that the availability and cost of credit, as well as the efficiency of the market for secured credit, are directly influenced by the laws affecting secured transactions and their implementation. However, there is still a lot of confusion about this relatively obscure and technical area of the law and its role in promoting access to credit and economic growth. This collection of essays gives for the first time a truly comprehensive and cutting-edge view of the subject - from both a legal and economic perspective. It starts at the macro level of financial systems, moving towards the behaviours of lenders (commercial banks and micro-lenders), policy options for government and the mechanisms of collateral law reform.By approaching the subject from different angles and experiences, this work advocates an inclusive approach to the subject where all stakeholders' interests can be taken into account. It addresses the question of what role laws and institutions can play to encourage access to credit.
Edward Elgar Publishing; November 2008
296 pages; ISBN 9781848444928
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Title: Secured Transactions Reform and Access to Credit
Author: Frederique Dahan; John Simpson
 
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