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ExcerptHow to File for and Conduct a Debtor Examination Hearing Excerpted from Collect Your Judgment in 5 Easy Steps by Adrienne M. McMillan ©2007 In a debtor examination hearing, you examine (question) your debtor at the courthouse about what assets he or she owns and where they are located. You may also examine a third party (someone not named on the judgment) who has information about your debtors finances, owes your debtor money, or is in possession of your debtors property. Debtor examination hearings are called different names in different jurisdictions. You may hear the term OEX when referring to debtor examinations; this stands for an order to appear for examination. You can refer to your local court rules to find out what your jurisdiction calls its debtor examinations. Some of the more common names are citation to discover assets, financial disclosure statement, disclosure hearing, debtor rule examination, and subpoena and affidavit for judgment debtor examination. In addition to referring to your local rules, you can also check a practice guide in your local law library to find out what to call a debtor examination in your court. EXAMPLES OF STATE-SPECIFIC REQUIREMENTS In Wisconsin, your debtor is sent a statement of assets form as soon as the judgment is entered. A statement of assets is a financial statement to be completed by your debtor and mailed directly back to you. Your debtor has fifteen days to send the statement of assets to you, unless an appeal is filed or he or she has asked the court for an order delaying that fifteen-day due date. Otherwise, you could file a motion and order for contempt. If your debtor failed to attend the hearing on the motion for contempt, the court could issue a bench warrant for your debtors arrest. If he or she does show up to the hearing, the court would order him or her to complete the statement of assets right there in court. In Georgia, you are not permitted to go straight to an examination hearing. You must first have the court clerk send your debtor interrogatories (written questions) by certified mail. If your debtor fails to answer (file a response to the examination questions) within thirty days, you then file a motion to get a hearing to require an answer to the interrogatories form. In New Jersey, the process is similar to the process in Georgia. You need to first send your debtor an information subpoena, which is a form of interrogatories that he or she has twenty-one days to answer. You have to have someone serve him or her by personal service or by certified mail. If your debtor does not respond, you may then ask the court for permission to send interrogatories to a third party who may owe your defendant money or possess anything of value owned by your defendant. In Kentucky, as in New Jersey and Georgia, you are required to send your debtor written interrogatories. (Refer to a practice guide for sample interrogatories.) Your debtor then has thirty days to answer. If he or she fails to do so, you have to file a post-judgment motion/order requiring him or her to answer your interrogatories. If your state does not require you to first send your debtor interrogatories, proceed directly to a debtor examination hearing. It is very possible that your court may call its debtor examinations something completely different and even require you to follow more or fewer steps than covered here. Keep your focus on the big pictureunderstand the overall process before you file for a debtor examination, whatever that process may be called. SCHEDULING AN EXAMINATION WHERE TO FILE IF YOUR DEBTOR HAS MOVED WHO TO EXAMINE FORMS Copies SCHEDULING A TIME In some courts, debtor exams are held every day at the same time. If this is the case in your courthouse, just select a day that will give you enough time to serve your debtor with the required notice and that is good for your schedule. You must then have your debtor personally served with the debtors copy so he or she knows when and where to come to court. Whoever serves your debtor needs to complete a proof of service and return it to you. Return the proof of service and a copy of your paperwork to the clerks office. In some states, the clerk does all the scheduling. You just need to complete t Related eBooks
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