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  • Low-Income Homeownershipby Nicolas P. Retsinas; Eric S. Belsky

    Brookings Institution Press 2002; US$ 26.95

    The observations of housing experts on low-income homeownership in the US and its effects on households and communities. It examines: trends in the 1990s; borrower constraints; financial returns to low-income homeowners; low-income loan performance; and socioeconomic impacts of homeownership. more...

  • Building Assets, Building Creditby Nicolas P. Retsinas; Eric S. Belsky; Edward Gramlich

    Brookings Institution Press 2005; US$ 29.95

    "Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher. more...

  • Borrowing to Liveby Nicolas P. Retsinas; Eric S. Belsky

    Brookings Institution Press 2008; US$ 28.95

    Americans are awash in debt. Credit undergirds daily life more than ever before—it is one of the defining aspects of life in the United States today. The damage from a depressed housing market is exacerbated by the subprime lender implosion, sending shock waves through the financial sector, international economies, and the presidential campaign.... more...

  • Moving Forwardby Nicolas P. Retsinas; Eric S. Belsky

    Brookings Institution Press and the Harvard University Joint Center for Housing Studies 2011; US$ 28.95

    The recent collapse of the mortgage market revealed fractures in the credit market that have deep roots in the system’s structure, conduct, and regulation. The time has come for a clear-eyed assessment of what happened and how the system should be strengthened and restructured. Such reform will have a profound and lasting impact on the capacity... more...

  • Revisiting Rental Housingby Nicolas P. Retsinas; Eric S. Belsky

    Brookings Institution Press 2008; US$ 29.95

    Rental housing is increasingly recognized as a vital housing option in the United States. Government policies and programs continue to grapple with problematic issues, however, including affordability, distressed urban neighborhoods, concentrated poverty, substandard housing stock, and the unmet needs of the disabled, the elderly, and the homeless.In... more...

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