Business : Personal Finance

Now updated! The proven guide to negotiating the best mortgage terms--and surviving today's lending crisis. In today's hostile real estate market, homebuyers and owners are daunted by the prospect of securing a mortgage. In Mortgages For Dummies, Third Edition, bestselling personal finance authors Eric Tyson and Ray Brown give borrowers timely solutions, whether they need a loan to buy their first home, want to refinance their existing mortgage in the face of escalating payments, or tap into the equity they've built up. This revised edition features up-to-the-minute information on subprime and adjustable-rate mortgages, as well as updated worksheets and tools for calculating the costs and payments associated with a mortgage. Tyson and Brown decipher the jargon and point out all the fiscal pitfalls that borrowers need to know, showing them how to determine their borrowing power, select the right loan, find the best lender and options, and fill out all the paperwork correctly. This no-nonsense, comprehensive resource is a must for every homeowner or homeowner-to-be. For Eric Tyson's biography, see page 67. more...

Price: $16.99

Mutual Funds: Your Money, Your Choice gives you an unvarnished look at both the positives and the negatives of mutual fund investing: the real risks, the real costs, the real tax issues, and the real returns. Simply and clearly, without complicated charts or equations, top investment researcher Charles P. Jones helps you pick the right funds, and introduces brand-new alternatives - including folios, ETFs, and managed accounts - that can help you meet your goals when mutual funds won't. more...

Price: $19.16

Jean Chatzky has been working with viewers of NBC’s Today show for a yearlong series on how to get out of debt once and for all. Her method, both on TV and in this book, is simple yet powerful: the key is saving just $10 a day that you currently waste. It doesn’t sound like much—a movie ticket or lunch for two at McDonald’s—but $10 really can take you from debt to wealth in just a few years. And because it doesn’t feel like an impossible goal, people are more likely to stick with Chatzky’s plan than an extreme regimen of spending cutbacks. Chatzky is focusing on debt because it’s the single biggest threat to our financial health. The average American family has sixteen credit cards and high-rate debt of more than $8000, not even counting car loans and mortgages. They pay more than $1000 a year in interest alone. Debt makes people feel depressed and overwhelmed, leaving them without enough money for the truly important things in life—education, retirement, owning a home, feeling secure. Chatzky, one of America’s most popular personal finance experts, writes in down-to-earth, woman-next-door language about how to get started right away, without giving up the things that truly give you pleasure. She offers practical, accessible strategies to help readers find the money to pay off their bills, lower their interest rates, and improve their credit scores. Featuring real-life examples of people featured on her Today show series, Pay It Down can transform debtors into future millionaires. more...

Price: $12.95

Rich Dad's Guide to Investing follows the New York Times bestsellers Rich Dad, Poor Dad and Rich Dad's Cashflow Quadrant . Most of us know that the best investments never make it to market. This book discusses what the rich invest in that the poor and middle class do not. What follows is an insider's look into the world of investing, how the rich find the best investments, and how you can too. more...

Price: $19.95

A leading expert on the affluent reveals the real way to build wealth. With well over two million of his books sold, and huge praise from many media outlets, Dr. Thomas J. Stanley is a recognized and highly respected authority on the wealthy, their behavior, and their thinking. Now, in Stop Acting Rich , he details how the less affluent have fallen into the elite luxury brand trap that keeps them from truly acquiring wealth and details how to get out of it by emulating the working rich as opposed to the super elite. A defensive strategy for tough times, Stop Acting Rich will show you how to live like Warren Buffett-a rich, happy life-through accumulating more wealth and using it to achieve the type of financial freedom that will create true happiness and fulfillment.: Puts wealth in perspective and shows you how to live rich without spending more; Details why we spend lavishly and how to stop this destructive cycle; Discusses how being "rich" means more than just big houses and luxury cars; Other titles by Stanley: The Millionaire Mind and The Millionaire Next Door. It's time to understand why we buy what we buy, so that we can start accumulating, rather than depleting, wealth. Stop Acting Rich shows you exactly what it takes to achieve this elusive goal. more...

Price: $26.95