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Building Assets, Building Credit

Creating Wealth in Low-Income Communities

Building Assets, Building Credit by Nicolas P. Retsinas
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Today, more low-income Americans have greater access to credit than ever before, thanks in large part to the growth of global capital markets and liberal use of credit scores. But not all have benefited equally from the opened spigots. Some are overpaying for mortgage credit, others are getting in over their heads, and some have become the victims of predatory lenders.

In this volume, noted analysts examine how low-income families can continue to participate in the American dream of homeownership, building up assets and equity along the way, and what businesses and government can do to ensure that low-income families succeed in homeownership.

Brookings Institution Press; Read online
Title: Building Assets, Building Credit
Author: Nicolas P. Retsinas; Eric S. Belsky; Edward Gramlich

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