“Many consider student debt a major problem, generating financial difficulties as well as delayed marriage and home buying. This excellent volume argues that college debt is not a problem for most people. It helps far more than it hurts; graduates benefit from higher future earnings and should pay something for their gains. … Summing Up: Highly recommended. Upper-division undergraduates through faculty.” (S. Pressman, Choice, Vol. 54 (9), May, 2017)